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Account Description |
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Optimum Choice Savings Account- If you're a business customer who is looking to receive a Certificate of Deposit rate while allowing the flexibility of a Statement Savings Account, an Optimum Choice Savings Account may be the product for you. |
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Minimum Daily
Balance » |
$100.00
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Monthly Service
Charge » |
$100 and above - $0
$0.00 to $99.99 - $2.00 |
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Minimum to Open » |
$25,000.00 in NEW money* is required for customers who do not already have an account with Fidelity Bank.
Existing customers of Fidelity Bank may open the account with no less than $5,000.00 of the $25,000.00 in NEW money.
*New money is defined as money which is not currently on deposit with Fidelity Bank. Money that is transferred from an existing Fidelity Bank account is not considered new money. |
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Interest paid on
Account » |
$25,000.00 and Up
Rate = 0.400% APY= 0.40%
$100.00 - $24,999.99
Rate = 0.199% APY= 0.40%
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Check Limit per
Cycle » |
N/A |
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Statement Cycle » |
Quarterly |
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Eligibility » |
Personal/Business
A FDDB checking account (new or existing) is also required with the Optimum Choice Savings account.
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Per Item Costs » |
None |
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Services Offered » |
- Cash Management
- Commercial LOC
- Fidelity Check Card -Our Visa Check Card is accepted anywhere Visa credit cards are accepted.
- $1.00 monthly service charge per card Fidelity at Work
- $1.00 fee at non-Fidelity Bank ATMs
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- MC/VISA
- Merchant Services
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Special Notes » |
Unlimited withdrawals are allowed*
*Reg. D Transaction Limitations – No more than 6 transfers to other accounts or to third parties each calendar month by preauthorized automatic or other telephone transfer, and no more than 3 of the 6 may be made by check, draft, debit card, or similar order to a third party. |
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Rights Reserved.