New User | Need Help?

Optimum Choice Savings

Optimum Choice Savings


©Guy Cali

With our team's expert guidance, your can enjoy maximum financial versatility for your business. With an Optimum Choice Savings Account, you'll earn competitive rates while maintaining the flexibility to access your cash like a Statement Savings Account. All it takes is a $100 minimum daily balance to avoid the low $2.00 service charge.

Account Details

Minimum daily balance   $100.00
Monthly service charge   $2.00 if monthly balance falls below $100.00.
Minimum to open  

$25,000.00 in new money is required for customers who do not already have an account with Fidelity Bank.1

Existing customers of Fidelity Bank may open the account with no less than $5,000.00 of the $25,000.00 in new money.

Interest paid on account  

Yes. Must maintain a minimum daily balance of at least $100.00.

Check limit per cycle   Regulation D Transaction Limitations apply1
Statement cycle   Quarterly
Eligibility   Personal and Business

A Fidelity Bank checking account (new or existing) is also required with the Optimum Choice Savings account.2
Per item costs   None
Services offered  

Fidelity at Work
Fidelity Visa ® Check Card
Web Bill Pay
Remote Deposit
Free Online Banking
Free Personal Wealth Management Consultation

Special notes  

1 Regulation D Transaction Limitations –  Preauthorized transfers including Electronic Fund Transfers, Overdraft Protection using a savings account, check, draft, debit card, point-of-sale or similar order made to a third party are limited to six (6) transfers per calendar month.

2 "New” money is defined as money which is not currently on deposit with Fidelity Bank. Money that is transferred from an existing Fidelity Bank account is not considered new money.