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Personal Products Rates

  • Checking
  • Savings
  • CDs
  • IRA
  • Loans
  • Mortgages
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CHOICE MONEY MARKET1 RATE APY*
$2,500- $24,999.99 0.10 0.10
$25,000 and up 0.10 0.10
Minimum to Open: $2,500.00
Minimum to earn APY and avoid service charge: $2,500.00
 
ADVANTAGE MONEY MARKET  RATE APY*
$2,500.00 - $9,999.99 0.05 0.05
$10,000.00 - $49,999.99 0.05 0.05
$50,000.00 - $99,999.99 0.05 0.05
$100,000.00 and up 0.05 0.05
Minimum to Open: $2,500.00
Minimum to earn APY and avoid service charge: $2,500.00
 
MONEY MARKET RATE APY*
$2,500.00 and up  0.05 0.05
Minimum to Open: $1,000.00
Minimum to earn APY avoid service charge: $2,500.00

Rates effective as of 9/8/2014. May change at any time including after account is opened.

*APY: Annual Percentage Yield

Fees may reduce earnings.

1 Must have a Fidelity Choice Banking account (Fidelity, Classic or Green Choice Checking).

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OPTIMUM CHOICE SAVINGS RATE APY*
$100.00 - $24,999.99 0.10 0.10
$25,000.00 and up 0.10 0.10
Minimum to Open: $100.00
Minimum to earn APY and avoid service charges: $100.00
 
STATEMENT SAVINGS RATE APY*
Balance greater than $100.00 0.10 0.10
Minimum to open: $100.00
Minimum to earn APY and avoid service charges: $100.00
 
SCHOLAR SAVINGS RATE APY*
Balance greater than $50.00 0.10 0.10
Minimum to Open: $25.00
Minimum to avoid service charges: $0.00
 
CHRISTMAS CLUB- 50 weeks1
RATE APY*
Autodraft 0.10 0.10
Minimum to Open: $1.00
Minimum to earn APY: $1.00
 
ALL PURPOSE CLUB- 52 weeks1
RATE APY*
Autodraft 0.10 0.10
Minimum to Open: $5.00
Minimum to earn APY: $5.00
 
CHOICE PERFORMANCE SAVINGS2 RATE APY*
$5,000.00 - $24,999.99 0.10 0.10
$25,000.00 - $49,999.99 0.15 0.15
$50,000.00 - $999,999.99 0.25 0.25
$1,000,000.00 and up 0.10 0.10

Minimum to open: $5,000.00 NEW money (currently not on deposit with Fidelity Bank).
Minimum to avoid service charges: $2,500.00

Rates effective as of 9/1/2014. May change at any time including after account is opened.

*APY: Annual Percentage Yield

Fees may reduce earnings.

1 Accounts will automatically renew at maturity. Penalty may be imposed for early withdrawal.
2 Must have a Fidelity Choice Banking account (Fidelity, Classic or Green Choice Checking.)

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TERM RATE APY*
     
3 Months 0.10 0.10
6 Months 0.20 0.20
9 Months 0.20 0.20
12 Months 0.20 0.20
18 Months 0.40 0.40
24 Months 0.50 0.50
36 Months 0.70 0.70
48 Months 0.85 0.85
60 Months 1.00 1.00
120 Months 1.25 1.25
   

 


Rates effective as of 9/8/2014. May change at any time.

*APY: Annual Percentage Yield

  • Minimum to open: $1,000.00
  • All rates apply for customers with a Fidelity Choice Banking account (Fidelity, Classic or Green Choice Checking). For non-package rates, please contact a Customer Service Representative.
  • Penalty may be imposed for early withdrawal.
  • All CDs are auto-renewable.
  • Rates above are personal rates. Please contact us for business rates.

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TERM

RATE

APY*

 

 

 

6 Months

0.20

0.20

9 Months

0.20

0.20

12 Months

0.20

0.20

18 Months

0.40

0.40

24 Months

0.50

0.50

30 Months

0.65

0.65

36 Months

0.70

0.70

48 Months

0.85

0.85

60 Months

1.00

1.00

36 Months- Variable1

0.70

0.70

 

 

 


Rates effective as of 9/8/2014. May change at any time.

*APY: Annual Percentage Yield
1 Annual Percentage Yield is variable and may change at any time

  • Minimum to open: $250.00
  • All rates apply for customers with a Fidelity Choice Banking account (Fidelity, Classic or Green Choice Checking). For non-package rates, please contact a Customer Service Representative.
  • Penalty may be imposed for early withdrawal.
  • All CDs are auto-renewable.
  • Rates above are personal rates. Please contact us for business rates.
Our rates quoted are for customers with a Fidelity Choice Banking (Fidelity, Classic or Green Choice Checking) account with auto-deduct. Please ask our customer service representative for additional information.
Non-Package customers add 0.50%; Without Auto Deduct add 1.00%

Current & Last Year New or Current Year Used1

 

TERM   APR* Monthly Payment per
$1,000.00 Borrowed
48 Months   6.49% $22.49
60 Months   6.74% $18.33
72 Months: available for new only.   Contact us for current rates.  
 

Used (1 & 2 Years Old)

TERM   APR* Monthly Payment per
$1,000.00 Borrowed
60 Months   6.99% $19.24
 

Used (3, 4 & 5 Years Old)

TERM   APR* Monthly Payment per
$1,000.00 Borrowed
48 Months   7.49% $23.44
 

Used (6 & 7 Years Old)

TERM   APR* Monthly Payment per
$1,000.00 Borrowed
36 Months   8.74% $30.77
 
Fidelity Bank offers Personal Unsecured loans up to $10,000. Other terms are available.2
AMOUNT TERM APR* Monthly Payment per
$1,000.00 Borrowed
3
$1,000.00 to $5,000.00 12 to 60 Months 15.00% $23.80
over $5,000.00 12 to 60 Months 10.99% $21.74
  61 to 120 Months 11.49% $14.05
 
Fidelity Bank offers Personal Secured loans up to $20,000. Other terms are available.2
AMOUNT TERM APR* Monthly Payment per
$1,000.00 Borrowed
4
Based on a $2,000.00 loan 12 to 36 Months 15.00% $23.79
Based on a $20,000.00 loan 12 to 36 Months 9.74% $21.24
 
Preferred Credit loans provide overdraft protection on a Fidelity Bank checking account.5
AMOUNT APR*    
$500.00 to $5,000.00 15.00%    

Rates effective as of 9/8/2014 and are subject to change.

*APR: Annual Percentage Rate

All consumer loan rates are based on a credit score of 710 or better; other rates and terms are available. Contact your local branch or call 1-800-388-4380 for details. $50 document preparation fee on all consumer loans.

1 APR based on $10,000 loan. Rates are based on a credit score of 710 or better with Auto-Pay from a Fidelity Choice Banking (Fidelity, Classic or Green Choice Checking) account only. Other rates and terms are available; contact your local branch or call 1-800-388-4380 for details. Financing available up to 100% on new autos. Financing up to the amount of the NADA book average loan value on used autos.

2 APR based on $10,000 loan. Rates are based on a credit score of 710 or better with Auto-Pay from a Fidelity Choice Banking (Fidelity, Classic or Green Choice Checking) account only. Other rates and terms are available, contact your local branch or call 1-800-388-4380 for details. Fidelity Bank offers many different types of installment loans including Personal Unsecured and Secured, Time Loans and Land Loans.

3 Monthly payment per $1,000 borrowed calculated at 60 month loan term for loans $1,000- $5,000 at 15.00% APR, loans $5,000 and over at 10.99% APR, and at 120 month loan term for loans $5,000 and over at 11.49% APR.

4 Monthly payment per $1,000 borrowed calculated at 60 month loan term.

5 $30 annual fee on Preferred Credit loans.