New User | Need Help?

60 Month Rate Climber (CDs)

CD Reviews




You work hard for your money and your money should work hard for you. Reach your savings goals with a product that offers safe, secure, steady growth with guaranteed returns. Earn above market rates now and look forward to favorable long-term rate increases in the future.

Our 60 month Rate Climber CD is especially designed for customers, like you, who are weary of low rates. You will have the opportunity to get a great rate today and tomorrow!


Year 1: 1.00% APY*

Year 2: 1.50% APY*

Year 3: 2.00% APY*

Year 4: 2.50% APY* 

Year 5: 3.00% APY*


If you are interested in this special 60 month rate climber CD, give us a call at 1-800-388-4380 or just stop by one of our full-service branches today. We look forward to helping you maximize your savings potential.

*Annual Percentage Yield is effective as of 11-18-14. The overall APY for this account is 2.00%. A minimum opening deposit of $5,000.00 new funds not currently held at Fidelity Bank is required. A Fidelity Bank checking account is required at time of account opening. The initial interest rate for the first twelve months after account is opened is .996% with an APY of 1.00%. After that time, the interest rate for months 13 – 24 will be 1.492% with an APY of 1.50%. For months 25 – 36, the interest will be 1.985% with an APY of 2.00%. For months 37 – 48, the interest rate will be 2.477% with an APY of 2.50%. For months 49 – 60, the interest rate for your account will be 2.967% with an APY of 3.00%. We may call this account at our option any time after 12 months. Penalty will be imposed for early withdrawal. At maturity, your account will automatically renew into our standard 60 month certificate of deposit with an interest rate offered at that time. Stepped rate and callable features will not apply after maturity. Offer may change or expire without notice.


Certificates of Deposit (CDs)

If it’s important to you to be conservative in your saving strategy, Certificates of Deposit (CDs) are a perfect option. That’s why many investors are turning to Certificates of Deposits (CDs). With a CD from Fidelity Bank, you get a fixed rate of return and some of the highest insured rates of return on your dollar. It’s just a matter of finding the right CD to fit your needs. That’s where we can help.

As your community bank, you can count on our personal and professional service to help you choose from a variety of CD products that fit your lifestyle. We offer variable rate, long term and special feature CD options. We also offer IRA CDs for those who qualify.

Fidelity Bank CDs are also great options if you’re seeking tax-deferred retirement savings with the added flexibility of fixed or adjustable rates.

 Find out more about insuring your CDs with CDARS.

Open an account now!