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Optimum Choice Savings

Optimum Choice Savings Reviews

If you have been saving for a while and have a larger savings balance, Optimum Choice Savings will give you a higher return on your savings without sacrificing your liquid access to your money.

Account Details


Minimum opening deposit $100.00
Minimum daily balance requirements $100.00 to obtain the APY*
Monthly service charge $100 and over = $0
$0.00 to $99.99 = $2.00
Interest paid on account Interest compounded and credited to account quarterly.
Click here to view current rates.
Statement cycle Quarterly
Check limit per cycle N/A
Eligibility Any personal or business customer
Special Notes Fees may reduce earnings
Rate may change at any time, including after account is opened
*APY - Annual Percentage Yield
Regulation D Transaction Limitations – Preauthorized transfers including Electronic Fund Transfers, Overdraft Protection using a savings account, check, draft, debit card, point-of-sale or similar order made to a third party are limited to six (6) transfers from your account per calendar month.