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Home / Commercial / Fidelity Bank Healthcare Banking Services / Commercial Healthcare Lending Solutions
Make an appointment or Contact Us Online today to learn more about our Healthcare Wealth Management services at Fidelity Bank.
At Fidelity Bank, we understand that healthcare professionals require specialized financing solutions to support their practices at every stage. Whether you’re starting a new practice, expanding an existing one, or upgrading your equipment, our comprehensive healthcare lending options are designed to meet your unique needs. From commercial healthcare loans to specialized home mortgage programs for medical and dental professionals, we provide the financial tools you need to succeed.
Our expertise in healthcare finance ensures a smooth and efficient lending process, tailored to your specific requirements. Our practice loans offer flexible options for acquisition, expansion, and construction, while our lines of credit provide immediate access to funds for short-term needs. For larger projects, our commercial real estate and construction loans deliver competitive rates and terms. Additionally, our equipment loans and specialized home mortgages help you invest in the future of your practice and personal life. Trust Fidelity Bank to deliver personalized service and expert support, helping you achieve your professional and financial goals.
Whether you’re starting a new practice or expanding a thriving one, having the right financial support is crucial to executing your vision. At Fidelity Bank, we specialize in real estate and construction financing for healthcare professionals. When you’re ready to grow your practice, our healthcare loan experts are here to help. With our extensive experience working with healthcare professionals, we can help you achieve the best outcomes.
Comprehensive Financing SolutionsFidelity Bank offers a range of financing options tailored specifically for healthcare practitioners. We provide practice loans for dental and medical professionals for various needs, including:
Personalized Service You DeserveAt Fidelity Bank, we pride ourselves on delivering personalized service. Our dedicated bankers will work with you to creatively structure a small business loan that meets your specific needs.
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Fidelity Bank offers flexible commercial healthcare lines of credit tailored to meet the short-term funding needs of medical practices. Our lines of credit provide a versatile financing solution that can help you manage various business expenses and seize opportunities as they arise. Here’s how our lines of credit can benefit your healthcare practice:
Immediate Access to FundsA line of credit provides quick access to funds for immediate business needs. Whether you need to purchase new equipment, hire additional staff, or cover unexpected expenses, our lines of credit offer the financial flexibility you require.
Flexible Financing SolutionUnlike traditional loans, a line of credit offers flexibility in how you use the funds. You can draw on the credit line as needed and repay it over time, making it an ideal solution for managing cash flow and addressing short-term financial needs.
Short-Term FundingFor short-term funding requirements, a line of credit is an excellent choice. It allows you to cover expenses quickly without committing to a long-term loan. For more extended financial commitments, such as buying out a medical practice or purchasing real estate, a longer-term loan may be more appropriate.
Renewable Funding SourceA line of credit is one of the most flexible forms of renewable funding available. As you repay the borrowed amount, those funds become available to use again. This continuous access to capital ensures you are always prepared for both planned expenditures and unexpected opportunities.
Strategic Financial ManagementHaving a line of credit set up with Fidelity Bank means you have a strategic financial tool at your disposal. It helps you manage cash flow efficiently and provides a safety net for unforeseen expenses or opportunities, ensuring your practice remains financially stable.
Fidelity Bank offers a wide range of specialized real estate financing options tailored to meet the needs of healthcare professionals. Whether you’re financing the purchase a facility or refinancing an existing real estate loan, our Healthcare Finance lenders ensure a smooth and efficient lending process. Here’s how our commercial real estate loans can benefit you:
Specialized Financing OptionsOur commercial real estate loans are designed specifically for healthcare professionals, providing customized solutions that cater to the unique requirements of medical facilities.
Purchase of Existing FacilitiesFidelity Bank’s commercial real estate loans make it easy to purchase existing medical facilities. Whether you’re expanding your practice or acquiring a new property, our financing options are designed to meet your needs.
Refinance Existing LoansIf you have an existing real estate loan, refinancing with Fidelity Bank can help you secure better terms, lower your interest rates, and reduce your monthly payments. Our refinancing solutions are tailored to help you manage your finances more effectively.
Competitive Rates and TermsWe offer competitive interest rates and flexible terms, ensuring that you get the best possible deal on your commercial real estate loan. Our goal is to provide you with affordable financing options that support your long-term success.
Expert Healthcare Finance LendersOur team of experienced healthcare finance lenders understands the unique challenges and opportunities in the healthcare industry. We provide personalized support and expert advice to help you navigate the complexities of commercial real estate financing.
Smooth Lending ProcessAt Fidelity Bank, we pride ourselves on offering a seamless lending experience. Our streamlined application process and efficient approval times ensure that you get the funding you need without unnecessary delays.
Versatile Property OptionsOur commercial real estate loans can be used for a variety of property types, including medical offices, clinics, surgery centers, and other healthcare facilities. No matter what type of property you need, we have the right financing solution for you.
Ongoing Support and PartnershipFidelity Bank is committed to being your long-term financial partner. We provide ongoing support and resources to help you manage your real estate investments and achieve your business goals.
As healthcare professionals, you may need specialized financing options to build or renovate your medical practice. Fidelity Bank offers construction loans tailored to meet the unique needs of the healthcare industry. Here’s why our construction loans stand out:
Minimum Down PaymentOur construction loans require a minimal down payment, making it easier for you to start your project without significant upfront costs.
Versatile Property OptionsOur construction loans can be used for a variety of property types, including single-family homes, condos, townhomes, co-ops (in select markets), and medical facilities. Whether you’re building a new practice or renovating an existing one, we have the right loan for you.
Construction to Permanent LoansFidelity Bank offers construction to permanent loans, which simplify the financing process. These loans transition seamlessly from the construction phase to a permanent mortgage, eliminating the need for multiple loans and ensuring a smoother, more efficient process.
Expert Guidance and SupportOur team of healthcare financing experts is here to support you every step of the way. We offer personalized advice and guidance, helping you navigate the complexities of construction financing and ensuring that your project is completed successfully.
If you need to purchase essential medical equipment such as machines, lab equipment, exam tables, wheelchairs, and more, Fidelity Bank’s equipment financing options provide a reliable solution. Our commercial healthcare equipment loans are designed to meet the unique needs of medical professionals and healthcare facilities. Here’s why they might be the right choice for you:
Collateralized LoansThe equipment you purchase serves as collateral for the loan, which can help you secure better terms and interest rates. This means that you can invest in the latest technology and improve your practice without a significant upfront cost.
Aligned Loan DurationThe loan duration is tailored to match the lifespan of the equipment. This alignment ensures that your payments are manageable and that the loan term does not exceed the useful life of the equipment.
Flexible Down Payment OptionsWhile some down payment may be required, our flexible financing solutions are designed to minimize upfront costs, making it easier for you to access the equipment you need. We offer competitive rates and terms based on your creditworthiness and the type of equipment you are financing.
Tax BenefitsFinancing your equipment can offer potential tax advantages. The interest paid on your equipment loan might be tax-deductible, and you can also benefit from depreciation deductions on the equipment itself.
Upgrade and Expansion OpportunitiesOur equipment loans allow you to stay current with the latest medical technologies. Whether you are upgrading existing equipment or expanding your practice with new tools, our financing solutions provide the flexibility you need to grow and improve your services.
As experts in home loans for the healthcare industry, we understand the unique financial needs of medical professionals. Our physician mortgage loans offer several key advantages:
No Private Mortgage Insurance (PMI)Physician mortgage loans do not require PMI, even with a down payment of just 0-10%.
Little to No Down PaymentDepending on the property location, credit score, and loan amount, you can access 90-100% financing.
Higher Loan AmountsPhysician mortgages offer higher loan limits compared to conventional mortgages. You can typically expect:
Special Treatment of Student LoansEven with significant student loan debt, you can still qualify to buy a home.
Close Before You Start WorkingYou don’t have to wait until you begin employment to secure a mortgage. A signed contract is often sufficient.
Explore our full suite of services designed to propel your practice forward while facilitating your personal wealth and estate planning.
Commercial Healthcare Wealth Management
Commercial Healthcare Lending Solutions
Commercial Healthcare Checking Services
Commercial Healthcare Business Services
For more information or answers to your questions, please contact us by phone at 1-800-388-4380 or email us at Fidelity@fddbank.com.
