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Home / Borrow / First-Time Home Buyers
Embarking on the journey to homeownership can be both exciting and daunting, especially for first-time home buyers. At Fidelity Bank, we understand the importance of this milestone and are here to provide you with the guidance and support you need to navigate the homebuying process with confidence.
Deciding whether to rent or buy a home is a significant decision. Our rent vs. buy calculator can help you compare the costs of renting versus buying in your area, taking into account factors such as monthly rent, mortgage payments, and potential appreciation.
Read the details on deciding “Should I rent or should I buy?“
Buying a home involves more than just the purchase price. It’s essential to consider other house buying costs, such as upfront expenses, closing costs, and ongoing homeownership expenses. Read the details on “Other House Buying Costs” to help you budget effectively for your new home.
Determining how much house you can afford is crucial for a successful home buying experience. Our affordability calculator takes into account your income, expenses, and other financial factors to provide you with an estimate of your home buying budget. Use our calculator to start planning for your future home today.
When you sign up for Fidelity Online Banking (via desktop or mobile app), you’ll have access to Credit Sense. Credit Sense is a comprehensive credit monitoring tool that provides you with a clear view of your credit score, report, and factors influencing your creditworthiness.
Before you start shopping for your dream home, it’s essential to understand how much you can afford. Mortgage prequalification is the first step in the homebuying process and gives you a clear understanding of your budget. Learn the details of Prequalification and start the process to get prequalified for a mortgage today.
Applying for your first home mortgage involves several steps to gather the required information. Generally the application records:
Submitting the application will connect you with one of our Mortgage Consultants. They will contact your and break down the home financing process into manageable steps, ensuring you have a clear understanding of what to expect at each stage.
At Fidelity Bank, we offer a range of mortgage options designed to meet the unique needs of first-time home buyers. Whether you’re looking for a conventional loan with a low down payment or a government-backed loan with flexible eligibility requirements, we have a solution that’s right for you.
When you’re ready to go, Start the application process or use our Chat to make an appointment with our Mortgage Consultants to guide you to your new home.
For more information or questions, please call us at 1-800-388-4380 or email us at Fidelity@fddbank.com.
