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Home / Borrow / Mortgage Programs
Buying a home is one of the most significant decisions you’ll ever make, so choosing a trustworthy financial partner is crucial. At Fidelity Bank, we’re committed to guiding you through every step of the home buying process, ensuring a smooth and supportive journey from start to finish.
Our local Mortgage Consultants are dedicated, and work with you to calculate how much you can afford, help you choose the best terms, and find the right mortgage program to meet your needs. Best of all, we guarantee you’ll have a loan approval within just three business days.*
At Fidelity Bank, your homeownership dreams are our priority.
The First Time Homebuyer program provides funds in the form of a forgivable, deferred-payment loan to income-eligible, first-time homebuyers who wish to purchase a home in NEPA or the Lehigh Valley. The program works in conjunction with local agencies providing down payment and closing costs assistance to the homebuyer. Trust our Mortgage Consultants to help you determine if this program is right for you.
A jumbo mortgage allows borrowers to finance high-priced home mortgages (in excess of $766,550). Jumbo loans are available with either a fixed or adjustable rate as well as a variety of terms.
Fidelity Bank is now offering a unique mortgage program for medical and dental professionals in order to assist them with home financing needs. Features include:
We also have a full suite of products and services is designed to propel your practice forward while facilitating your personal wealth and estate planning. Visit Fidelity Bank Healthcare.
Note: Physicians must hold a MD, DO, DDS, DVM or DMD degree
Bring your visions to life with help from our Construction Loan Program. We have options available for both new construction and renovation with down payments as little as 5%. Other benefits include:
Government-backed mortgages offer accessible options that can make getting a home more attainable for many families and individuals. Learn more of the details in our discussion of Government-back loans.
Are you considering buying a home but worried about high upfront costs? The FHA loan program, managed by the Federal Housing Administration, offers an excellent solution.
A USDA Loan provides 100% financing for qualified rural properties based on location and borrower income. Find out if a property is eligible through USDA.com.
A VA loan provides 100% financing for qualified veterans, reservists, active duty personnel, or eligible family members. It doesn’t require a down payment or any mortgage insurance, unlike an FHA loan. This type of loan does carry a one-time variable funding fee.
The City of Scranton Homebuyer Program offers qualified first-time home buyers a forgiven, deferred payment loan to help with down payment and closing expenses:
For more information or questions, please contact us by phone at 1-800-388-4380 or email us at Fidelity@fddbank.com.
* Guarantee of loan decision is within three (3) business days pending receipt of complete loan application including signatures of all borrowers, signed disclosures, and all necessary financial information. Restrictions apply on loans greater than $766,550.00. Not a guarantee for an extension of credit. Please see a Fidelity Banker for more details.
