What is Mortgage Prequalification?

Mortgage prequalification helps you estimate your budget and gives you confidence when house hunting. At Fidelity Bank, we offer straightforward guidance and tools to help you get prequalified quickly and efficiently. Whether you’re a first-time homebuyer or looking to upgrade, our team is here to simplify the process and empower you on your journey to homeownership. Start exploring your options today and take the first step towards securing your future home with confidence.

Benefits of Prequalification

  • Know Your Budget: Prequalification gives you a clearer picture of your homebuying budget, helping you focus your search on properties within your price range.
  • Gain Confidence: Knowing that you’re prequalified can give you confidence as you start shopping for a home and make offers.
  • Streamline the Process: Prequalification can help streamline the mortgage application process by providing lenders with an initial assessment of your financial situation.

How to Get Prequalified

Getting prequalified for a mortgage with Fidelity Bank is easy. Simply fill out our online prequalification form, providing basic information about your income, assets, and debts. Once submitted, one of our mortgage consultants will review your information and provide you with an estimate of how much you may be able to borrow.

Take the First Steps

Ready to take the first steps towards homeownership?

Try our Prequalification Calculator: Use the numbers you have, learn what numbers you need to get that first ballpark estimate of what mortgage you may qualify for.

Note: This calculator should be used for estimation purposes only.

When you are ready: Start your prequalification process online today!

Prequalifying for a mortgage is an important first step in the homebuying process. By understanding how much you may be able to borrow, you can shop for homes with confidence and make informed decisions throughout your home buying journey.

Need help?

For more information or questions, please call us at 1-800-388-4380 or email us at Fidelity@fddbank.com.