Unlock rewards with a cash bonus by opening a business or personal checking account— brighter days start with better banking.

Click the link below to open your account online or visit your nearby branch. 

PERSONAL CHECKING BONUS

Get up to $200 when you open a new Personal Checking Account with Fidelity Bank and complete qualifying actions.1

Choose the Personal Checking account that’s right for you.

Choose the checking account that’s right for you.
Reliance CheckingRelationship CheckingPerformance Checking
This basic account has no fees when you manage it with direct deposit or debit card.This account offers a full range of financial tools along with value-added perks.Earn interest, stay liquid and enjoy benefits like reduced rates on loans when you carry a higher average monthly balance.
Minimum to Open$25$100$500
Monthly Service Fee$0* or $7$0* or $15$0* or $25
Dedicated Relationship ManagerYesYes
Interest Paid on AccountNoneNone

Average Percentage Yield (APY) on balances $2,500 or more

Open Account

Open Account

Open Account


    BUSINESS CHECKING BONUS

    Get up to $500 when you open a new Business Checking Account with Fidelity Bank and complete qualifying actions.2

    Choose the Business Checking account that’s right for you.

    Choose the business checking account that’s right for you.
    Business CheckingBusiness Analysis CheckingCommunity First Checking
    Perfect if you are just starting out or running a small business with simple banking needs.Ideal for businesses that engage in a higher volume of banking transactions.An all-purpose operating account for small community groups, civic organizations, clubs and associations.
    Minimum to Open$100$1,000$100
    Monthly Service Fee$0* or $10$0* or $20None
    Dedicated Relationship ManagerYesYesYes
    Interest Paid on AccountNoneNoneNone

    Open Account

    How to Open

    How to Open

      1Offer valid for new personal checking account clients only; offer is not valid for existing personal checking account holders.  $200 will be earned when a new checking account is opened and recurring electronic direct deposit credits of $2,500 per month are received for a minimum three (3) consecutive months, fifteen (15) point-of-sale debit card transactions are completed in three (3) consecutive months and the account is enrolled in EZ statements.  Direct deposits include deposits made by an employer or federal and / or state government agency, retirement benefits administrator, and general payments made by corporations and other organizations.  Eligible clients will receive bonuses deposited into a Fidelity Bank checking account on the first (1st) business day after one hundred and twenty (120) calendar days from account opening.  Requirements must be satisfied within one hundred and twenty (120) calendar days of account opening. 
      2Offer for new and existing business checking account holders; existing business checking account holders only eligible for Merchant Service bonus.  $500.00 will be earned when a new non-interest primary business checking account is opened and maintains a daily balance of $10,000.00 or more during each of the initial three (3) months.  Receive up to a $300.00 credit for new or existing business clients adding Merchant Services.  To receive the credit, the client must have or open a Fidelity Bank Business Checking Account and process credit card transactions for 45 days.  The amount of credit provided to the client will be based on the dollar amount of credit card sales processed in the first 45 days of activation, as follows:  $100.00 for credit card sales of $1,000.00 – $5,000.00 processed; $200.00 for credit card sales of $5,000.01 – $10,000.00 processed; or $300.00 for credit card sales of over $10,000.00 processed.  The Merchant Services credit will be made to the business checking account within 30 days after the 45th day of processing.  Eligible clients will receive the $500.00 bonus deposited into their Fidelity Bank checking account on the first (1st) business day after one hundred and twenty (120) calendar days from account opening. Requirements must be satisfied within one hundred and twenty (120) calendar days of account opening.
      This section applies to all bonuses listed in this disclosure. The bonus will be reported on IRS Form 1099-MISC. The value of the bonus may constitute taxable income to you; please consult your tax advisor. Minimum deposit to open and minimum balance requirements for your account are provided at account opening. Clients may only receive one new account opening-related bonus per calendar year. This offer cannot be combined with any other offer. Certain products are not eligible for promotions; please speak to a Fidelity Banker for eligibility requirements. Fidelity Bank employees and their immediate family are not eligible. Offer valid as of 01-13-2025 and may be rescinded or changed at any time.
      *Monthly service fees are waived when certain requirements are met: Reliance Checking – Monthly service fee is waived for students 23 and younger or when any of the following conditions are met; $1,500 average daily balance, $400 aggregated monthly direct deposit, or 10 point of sale (POS) Fidelity Bank Visa Debit Card transactions are made per statement cycle; Relationship Checking – Monthly service fee is waived with a minimum combined balance of $10,000 within Personal deposit accounts and/or personal outstanding principal loan balances, if $2,500 aggregated monthly direct deposits are made; or fifteen (15) point of sale (POS) Fidelity Bank Visa Debit Card transactions are made; Performance Checking – Monthly service fee is waived if there is a minimum combined balance of $30,000 within personal deposit accounts and/or investment accounts or if $4,000 aggregated monthly direct deposits are made. Business Checking – Monthly service charge can be refunded by maintaining an average daily balance of $1,500 in this account OR by adding two (2) of the following products: Merchant Services, ACH Origination, Remote Deposit Capture, or Positive Pay. (Fees for these services apply). Business Analysis Checking – Monthly service fee and certain transaction fees may be partially or fully offset by an earnings credit. The earnings credit is based on the monthly available balance maintained in the Business Analysis Checking account.