Please note that the interest rate and fees shown here are available to borrowers with an excellent credit history. The actual interest rate and fees available to you will be based on your credit history and may be different than the rates displayed here. The payment amount is based on a Home Equity loan of $75,000. The interest rates and annual percentage rates (APRs) shown above are subject to change without notice. The actual interest rate offered is based on your credit history, product, loan term and the percentage of remaining equity in your home. Your APR will vary based on your final loan amount and actual finance charges. Consult your tax advisor about deductibility. Adequate homeowner’s insurance coverage is required.