Dreaming of a second home in the picturesque landscapes of Northeastern Pennsylvania and the Lehigh Valley? Whether you’re planning a relaxing getaway or a smart investment, our mortgage options are designed to meet your needs.

Custom Mortgage Solutions for Second Homes

At Fidelity Bank, we understand that buying a second home involves unique considerations. Here’s what you can expect when you choose us for your second-home mortgage:

• Flexible Loan Options: We offer a range of mortgage products to suit your financial goals, including conventional fixed-rate loans for stability and adjustable rate mortgages (ARMs) for lower initial rates.

• Competitive Down Payment Requirements: Secure your second home with a down payment typically ranging from 10% to 20%. Our experienced loan officers can guide you through the process to ensure you get the best terms.

• Attractive Interest Rates and Fees: While second-home mortgages may have slightly higher rates than primary residences, we work hard to provide competitive rates and transparent fee structures.

• Debt-to-Income Ratio Analysis: Our team will help you understand the debt-to-income ratio (DTI) requirements for second-home buyers, ensuring you’re set up for success with manageable monthly payments.

• Credit Score and Financial Stability Support: A strong credit score is key for second-home mortgages. We offer personalized guidance to help you improve your financial stability and boost your credit score, if needed.

• Build your Financial Plan: Our Private Banking Services access our full range of products, services and expertise to create an all-inclusive solution to your wealth management needs.

Discover Northeast Pennsylvania and the Lehigh Valley

The Northeast and Lehigh Valley regions of Pennsylvania are known for their scenic beauty and vibrant communities, making them an ideal location for a second home. Whether you’re drawn to the Pocono Mountains, the Endless Mountains, or the quaint towns along the Delaware River, there’s a perfect spot waiting for you.

Apply for Your Second-Home Mortgage Today

Start your application or use our Chat function and get connected to a Mortgage Consultant and learn more about our second-home mortgage options. Our experienced Mortgage Consultants will work with you to create a tailored mortgage solution, helping you secure the second home of your dreams in northeast Pennsylvania.