Blog

October is Cybersecurity Awareness Month (CSAM)

October 2, 2024

First recognized by the President of the United States and Congress in 2004, CSAM has been a collaborative effort by the government and various industries to ensure every American has the resources and tools to stay safe and secure while online. As technology advances, the need for cybersecurity education is greater than ever. With this […]

August 2024 Market Review

September 9, 2024

Fidelity Bank – Wealth Management August 2024 William J. Fennie III, CFA Despite an abrupt end to the dollar-yen carry trade in the beginning of August, equity and bond markets continued their climb. The VIX index, often known as the “fear gauge” jumped from 16 on July 31st to 38 on August 2nd as the […]

Preparing for Retirement

September 6, 2024

While balancing work, family, and friends, it can be easy to let certain financial subjects lie dormant in the “let’s think about that later” section of the brain. Saving for retirement can be one of those subjects, but it’s important to resist that tendency. Regardless of one’s financial situation, it’s always a good idea to evaluate retirement savings options. It’s never too late to start, or modify, a plan.

The Financial Analysis: what it is, and why every small business owner should be doing it

August 23, 2024

Angelo DeCesaris, Vice-President and Business Relationship Manager at Fidelity Bank in Kingston, explains the basics of financial analysis and why regular evaluation is critical to the success of every small business.

March 2024 Market Review

April 24, 2024

Fidelity Bank – Wealth Management, March 2024, William J. Fennie III, CFA Resilient economic data buoyed investors’ spirits during the first quarter of 2024. Confirmation of greater than expected 4Q 2023 GDP, a surprise expansion reading of ISM Manufacturing PMI (50.3) and macroeconomic data elsewhere around the world further supported the prospect of a resilient […]

January 2024 Market Review

February 15, 2024

Fidelity Bank – Wealth Management, January 2024, William J. Fennie III, CFA Global markets were a mixed bag to start the new year. After a rally in almost every asset class to end 2023, January saw US stocks rise 1.68%, while US Investment Grade Bonds fell 0.28%. Strength of the economy, inflation, disinflation, and the […]

Electronic Payments Keep You Safe and Informed

January 23, 2024

Are you looking for a fast, safe and convenient way to do everything from paying bills to making purchases? Say goodbye to the risks associated with writing checks or using cash—electronic payments are a much safer and convenient alternative. Whether you use your Fidelity Bank Visa® Debit Card, a credit card, or utilize electronic bill […]

Paying Off Debt: Snowball vs. Avalanche

January 9, 2024

Debt doesn’t have to be a dirty word. Many of us rely on loans whether for school, a home, or unexpected expenses. While loans can be a valuable resource, managing them wisely is crucial for financial well-being. Navigating through debt can be an overwhelming task, but with a strategic approach, you can take control of […]

The Risks of Mailing Checks: Why It’s Time to Consider Safer Alternatives

January 4, 2024

Discover the dangers of mailing checks and the benefits of digital payment alternatives in our latest blog. Protect yourself from check fraud and embrace secure, efficient financial transactions.

Watch Out for Package Delivery Scams

December 18, 2023

These days, it seems like we’re always waiting for a package to be delivered—and scammers know that. Beware of Unsolicited Messages Be cautious of unexpected texts, phone calls, emails, or door tags claiming issues with your shipment. Scammers often create convincing messages, complete with legitimate logos, urging you to click a link or call a […]

Navigating the Financial Landscape: Fidelity Bank Wealth Management’s 2023 Year-End Review

December 12, 2023

In this blog, Cathy Mihalick, Esq., CTFA, Fidelity Bank’s VP and Trust Officer shares her expertise in estate and financial planning, offering insightful takeaways for the year-end review and planning process. As 2023 draws to a close … It is hard to believe we are approaching the end of calendar year 2023.  At the beginning […]

The American Dream Shouldn’t Come with Unsolicited Mortgage Offers

November 6, 2023

If you’ve ever applied for a mortgage before, you are likely familiar with the sudden influx of messages from mortgage companies flooding your inbox, voicemail, and mailbox.

Phishing for information – what you need to know

August 25, 2023

In today’s digital age, phishing attempts are rampant. It’s essential to be vigilant. Consider this: You receive an email: “Your Netflix subscription has ended because we couldn’t validate your account. Click here to restart your membership…” Hold on! If your card information remains unchanged, why this email? This could be a phishing ploy, with potential […]

Digital banking: is it really more secure?

August 17, 2023

When it comes to managing finances in a digital world, headlines can be overwhelming, and sometimes, downright scary. It can be difficult to know what technology is safe to use and what products pose risks. To help sort it out, we’re offering up some insights and strategies for modern money management from Assistant Vice President […]

7 Tips for Avoiding Debit Card Fraud

August 1, 2023

Pop quiz… Could you be a victim of debit card fraud if you still physically have the card in your possession? The answer is yes! Unfortunately, technology has made it possible for thieves to steal your card without ever laying a hand on it. Beware of Skimmers Skimmers are devices that capture the data from […]