Blog

Paying Off Debt: Snowball vs. Avalanche

January 9, 2024

Debt doesn’t have to be a dirty word. Many of us rely on loans whether for school, a home, or unexpected expenses. While loans can be a valuable resource, managing them wisely is crucial for financial well-being. Navigating through debt can be an overwhelming task, but with a strategic approach, you can take control of […]

Watch Out for Package Delivery Scams

December 18, 2023

These days, it seems like we’re always waiting for a package to be delivered—and scammers know that. Beware of Unsolicited Messages Be cautious of unexpected texts, phone calls, emails, or door tags claiming issues with your shipment. Scammers often create convincing messages, complete with legitimate logos, urging you to click a link or call a […]

Digital banking: is it really more secure?

August 17, 2023

When it comes to managing finances in a digital world, headlines can be overwhelming, and sometimes, downright scary. It can be difficult to know what technology is safe to use and what products pose risks. To help sort it out, we’re offering up some insights and strategies for modern money management from Assistant Vice President […]

7 Tips for Avoiding Debit Card Fraud

August 1, 2023

Pop quiz… Could you be a victim of debit card fraud if you still physically have the card in your possession? The answer is yes! Unfortunately, technology has made it possible for thieves to steal your card without ever laying a hand on it. Beware of Skimmers Skimmers are devices that capture the data from […]

Job hunting? Follow these tips for preventing fraud

January 21, 2021

Economic uncertainty and job loss due to the COVID-19 pandemic means a record number of Americans are looking for new employment opportunities.

Are you saving enough? 6 strategies to build that nest egg

September 18, 2020

For many Americans, the answer is “no.” An article published by CNBC addressed this issue in 2019, citing some startling statistics from the Federal Reserve: 40% of Americans have not reserved $400 for an emergency, and 25 percent of Americans have nothing saved for retirement.

Strategies to maintain and build good credit, now and in the future

May 14, 2020

When it comes to financial wellness, the best approach is a proactive one, especially during uncertain economic times. Perhaps now more than ever, it’s important to take steps to protect, and build, credit.

Do this, not that: Remedies for a few common financial mistakes.

October 31, 2019

Overspending, relying too heavily on credit cards, and investing in a home that’s just too costly are among the most common financial mistakes even smart people make.

Overcoming financial stress, one strategy at a time

October 3, 2019

There’s no doubt about it: even though some aspects of the economy have improved since the Great Recession of 2008, financial stress continues to be an issue for most Americans. The American Psychological Association (APA) 2015 Stress in America Survey revealed that 72 percent of Americans reported feeling stressed about money at least some of the time during the prior month. Transcending gender, race and socio-economic status, the issue is particularly prevalent among parents and those under age 50.

Long-term savings: Why you need an emergency fund, and how to start one today.

February 28, 2019

Last week, we talked about short-term savings and gave you some practical tips on getting started. (If you missed it, click here to catch up). This week, we’re going long! If you don’t have a plan for long-term savings, there’s no time like the present to start building your fund.